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Please note the following for bonds issued in the respective periods: These bonds begin earning interest on a fixed graduated scale that starts at 4.16% at six months and increases during the first five years to reach a guaranteed minimum rate at five years.Bonds with issue dates of November 1986 through February 1993 have a guaranteed minimum rate of 6% per year, compounded semiannually, for their 12-year original maturity period.
See the current savings bond rates for bonds available for purchase.
Purchased in amounts of $25 or more (examples: $50, $75, $100, $200, $500, $1,000 and $5,000).
Bonds bought May 1997 through April 2005 will earn interest based on 5-year Treasury security yields right from the start. Series EE Savings Bonds issue dated on or after May 1, 2005 will earn a fixed rate of interest for 20 years, at which time the bond should have reached it's face value.
The new rate for EE bonds will be 90% of the average yields on 5-year Treasury securities for the preceding six months; will increase in value every month instead of every six months. If the bond has not reached it's face value, the Treasury will make a one time adjustment up to the face value.
Series EE Savings Bonds were originally offered on July 1, 1980, to replace Series E Savings Bonds, which were withdrawn from sale.